It is a debit card that can be used to spend with the cash in an individual's deposit account. Debit cards have a feature that can be used in place of cash at any merchant. Unlike a credit card, which is not dependent on making a cash deposit, a debit card can only be used if the account holder has money in the bank.
When an individual opens a bank account, they get a debit card that they can use to access the money in their account. A debit card is a debit card and can be used at any time to shop, withdraw or deposit money from an ATM.
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